Newgate Capital Holdings represents a collection of finance companies focused on niche and underserved markets. Our operating companies are a blend of established and de novo businesses that have built best-in-class teams to address narrowly focused funding opportunities. The collective portfolio provides liquidity to consumer, commercial and real estate markets domestically and internationally. The organization has several strategic partnerships which further enhances our footprint and ability to offer complete business solutions to our clients.
Operating Businesses
Newgate Capital Holdings serves as the parent company to several autonomous verticals. Newgate provides corporate resources, risk management oversight and strategic vision to these independent units.
Commercial:
Newgate’s commercial finance business provides funding to small businesses nationwide. We offer asset-based lending, equipment and inventory funding, leasing and factoring services. Our core focus is on the transportation, construction and government infrastructure sub-markets which are widely avoided by banks and established national lending platforms. Yields in these markets exceed traditional lending benchmarks due to product complexity and illiquidity. All funding is done on a collateralized basis and advance rates adjusted to reflect inherent deal risk.
Our facilities can be structured as non-recourse, credit insured transactions through our policy with Euler Hermes. Our goal is to provide funding in 10 days from initial introduction in order to provide rapid solutions for uneven cashflow situations. We welcome early stage clients that have only recently begun operations, as well as long established companies that are not interested in the heavy compliance and audit requirements necessitated by traditional banks. Future initiatives include tax lien and loan products, corporate term debt, and green energy solutions.
Real Estate:
Newgate provides short-term, small balance commercial mortgages as well. Our typical borrowers use the proceeds from our loans for renovation, remodeling or repositioning prior to obtaining permanent term debt. Our target loan size ranges from $250,000 – $2,000,000 and loans are available for properties that have demonstrated healthy rental cashflows in the past. We will fund commercial and mixed use properties in all 50 states. We offer fixed and floating rates loans with terms of up to 24 months. Our team of local lending professionals provide superior origination expertise and market connectivity. Call us for a quote today!
Consulting & Advisory Services:
Our primary focus at Newgate Consulting is to provide affordable, simple and quick consulting and advisory services for small businesses nationwide. Members of our Newgate Consulting team have worked with the management of thousands of small businesses serving a wide spectrum of industries. We understand that small businesses need to constantly adjust their strategies and focus to remain competitive. Newgate will work with your management team in a manner that will not distract your business or employees. All our services are offered at a fixed price and are guaranteed so there will be no unwelcomed surprises. If you are not completely satisfied with our services, we will refund your money.
In addition to addressing the needs of small business, our senior partners provide consulting services to larger customers that have more than 50 employees or generate more than $50MM in annual revenue. These consulting assignments identify and remediate numerous and complex issues associated with legacy banking facilities, punitive covenant requirements, management and divisional team integration, and inefficient real estate holdings.
Partnerships
As markets evolve, the need to offer a full suite of services becomes critical. The management team and advisors at Newgate have identified rapidly emerging opportunities and partnered with highly regarded, complimentary businesses to address these needs. Recently announced Washington DC initiatives focus on rebuilding the U.S.’s aging infrastructure. Newgate has joined a consortium of entities that operate in the insurance, safety training, IT and data analytics industries. This consortium will provide training, support and funding to businesses engaged in the $1 trillion federal mandate.
Team
Newgate thrives due to the assembled team of industry professionals that are the foundation of our organization. Each member has an aligned interest with the success of our business units and shares in positive operating results. We strive to provide superior customer service as well as immediate response and feedback to clients, vendors and corporate partners.
Our Managing Partners have spent the majority of their careers providing lending, corporate finance, M&A, advisory and treasury services at global investment banks. In addition, they have significant senior management operating experience at numerous entities and have developed a deep network of partnerships throughout the finance community.
Each platform under the Newgate umbrella benefits from expert, outside advisory committee members who offer unique perspectives and balanced opinions on direction and risk management.
Timothy Loughlin
Timothy Loughlin is a co-founder of Newgate Capital Holdings LLC. He is a senior executive with over 30 years of experience providing advisory, asset acquisition and integration services, Timothy has broad operating experience in both domestic and international markets as well as a deep understanding of credit, risk management and capital markets along with excellent forecasting and financial planning skills. Over the course of his career, Timothy co-founded and launched a series of commercial finance platforms specializing in asset-based lending and factoring, consumer finance, and real estate finance.
Timothy was a co-founder of CapFlow Funding Group, a private commercial lending platform specializing in factoring, accounts receivables and inventory financing, purchase order funding as well as other asset based lending solutions. His primary duties were Sales and Asset Origination and he has acquired significant operating knowledge in a broad array of commercial and consumer industries.
Prior to joining CapFlow Funding, Timothy was a Managing Director in the Global Asset Based Finance Group at Merrill Lynch from 1995 to 2009. From 2005 to 2009, he worked in the Structured Finance group, and shared responsibility for strategic investments in the US for Merrill Lynch’s consumer asset platform, and was a senior executive at two of Merrill Lynch’s consumer finance subsidiaries. Prior to that, he spent five years in London as the Head of Global Asset Based Finance for Europe. While managing the Global Asset Based Finance team in London, Merrill Lynch committed more than $12 billion in secured lending facilities and acted as lead manager on more than $7 billion of asset-backed securities to the commercial and consumer finance industries. He has also managed the successful acquisition and integration of several merchant banking transactions, including the purchase of specialty finance lending platforms that had aggregate originations in excess of $20 billion.
Pavlos Papageorgiou
Pavlos is a co-founder of Newgate Capital Holdings LLC. Previously, Pavlos was a Senior Advisor to Seacor Holdings (NYSE: CKH) where he worked with the executive management team in executing corporate opportunities. At Seacor, Pavlos held a number of management roles including as Chief Financial Officer of Seacor Marine Holdings Inc. (NYSE: SMHI), a division that operates a diversified fleet of vessels servicing the offshore oil and gas exploration, development, and production industry worldwide.
Pavlos has more than 20 years of experience in the financial sector in a broad variety of senior roles at both Merrill Lynch and Morgan Stanley including Investment Banking; Principal M&A Execution and Investments; and as Assistant Treasurer and Global Head of Liquidity Planning and Coverage. Over the course of his career, Pavlos has gained significant business development experience sourcing, negotiating and executing high profile strategic transactions in both the US and international markets and has executed in excess of $250 billion in M&A advisory, restructuring assignments and capital markets transactions in both financial services and telecommunications.
As a member of Morgan Stanley’s Strategy and Execution Group, Pavlos was the Head of Principal M&A Execution and responsible for executing major strategic initiatives and deal sourcing, as well as evaluating and executing acquisitions. In that capacity, Pavlos was part of the team that successfully negotiated MUFG’s 23% equity investment in Morgan Stanley and led the execution of Morgan Stanley’s acquisition of a controlling stake in Smith Barney. Following the successful completion of the Smith Barney acquisition, Pavlos took on a number of leadership roles within the Firm most recently as an Assistant Treasurer and Global Head of Liquidity Planning and Coverage. In that capacity, Pavlos managed the Firm’s approx. $250 Billion liquidity portfolio and associated risk management including developing and implementing Asset Liability Management infrastructure to support capital markets activities and was a member of several of the Firm’s Asset-Liability committees (ALCO). Pavlos has significant domestic and international experience with working groups involved in the development of better policies for the liquidity risk management requirements for Banks and with Basel Committee supervisors and US regulators, as well as through industry groups.
Contact Us
General Inquiries:
Newgate Capital Holdings is located in New York, NY with a satellite office in California.
Newgate Capital Holdings
5 Hanover Square
24th Floor
New York, NY 10004
Phone: (888) 443-9333
For inquiries please email us at info@newgateholdco.com
Employment Opportunities:
Newgate Capital Holdings is continually seeking talented data analytics, risk management and credit underwriting professionals to join our team. If interested, please contact us at: hr@newgateholdco.com